The more expensive a catalytic converter is to replace, the more likely it is to be targeted by thieves, but many catalytic converter thefts are simply crimes of opportunity. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. Does car insurance cover catalytic converter theft? above and get an idea of which car insurance companies meet your needs. Your exhaust system contains precious metals that thieves want to sell for a profit. Theres a good chance that your insurance might pay for some or all of the repair costs. Comprehensive insurance covers your car against loss or damage that was not the result of a collision. Contact your insurance company ASAP. Thieves use a saw or wrench to remove your catalytic converter. Get a Life Insurance quote today. Drivers who have their catalytic converter stolen can file a comprehensive claim and it will likely be covered, though you should check the details of your policy to verify what is and is not covered.. Find an Auto Insurance policy that fits your needs. What to Know When Buying a Moped or Scooter. If you happen to own any of these cars, you may want to read on to learn how to take extra precautions to keep your car safe. Policygenius uses external sources, including government data, industry studies, and reputable news organizations to supplement proprietary marketplace data and internal expertise. Between key fobs and security alarms, car protection can seem like a lot to handle for many drivers. Get a catalytic converter lock: There are several types of cage-like locks that fit around your catalytic converter, making it more difficult and time consuming for a thief to try to steal it.. Insurance payouts are stacking up, but many other theft victims don't have coverage. WebFarmers Identity Shield. Insurance doesn't have to be complicated. List of all insurers at farmers.com. Is Catalytic Converter Theft Covered by Insurance? There are steps you can take to protect your vehicle from catalytic converter theft. This includes replacement of a stolen catalytic converter. Some examples include electric cars, cars made before 1974, diesel catalytic converters, Subaru, Ford, Hyundai, Dodge, Mazda, Nissan sedans and minivans. It is therefore important for people to do what they can to prevent theft of their catalytic converters. The final insurance policy premium for any policy is determined by the underwriting insurance company following application. We strive to help you make confident car insurance decisions. If youre able to claim on your insurance, bear in mind that your insurance premiums will probably increase as a result. This makes the part identifiable to law enforcement. A stolen catalytic converter naturally falls under the theft category. Consider having your converter engraved with the car's VIN so it's easier to trace. Catalytic converter theft may leave some owners panicked for answers with their insurance companies, but drivers can rest assured that there are many options. This makes them worth more. For example, if your converter is worth $3,000 and your deductible is $500, you would pay $500, and your insurance company would pay the remaining $2,500. In these events, comprehensive coverage will pay to replace the converter, as well as any associated damaged caused by the hasty removal of the converter. Catalytic converter theft is covered under your comprehensive coverage. When you start the car, it may be much louder than usual because a stolen catalytic converter will disconnect the muffler. Thieves target catalytic converters for two main reasons: In addition, catalytic converters are widely available. Preventive measures include: Looking for more information about auto insurance? The more quotes you compare, the more chances to save. Why are catalytic converters so expensive? Car insurance companies have put in provisions across the board to handle the rising threat of catalytic converter thieves and offer advice on spotting tampering or theft. Catalytic converter theft is on the rise. Plan for your familys future. Since the cost of fixing a vehicle after catalytic converter theft without your insurance companys assistance can easily be more than several thousand dollars, it is imperative to decrease the risk of future thefts as much as possible. Catalytic converter theft falls under theft and/or vandalism, and comprehensive coverage should cover it. Thieves can get under the car and saw through the exhaust system or remove the bolts holding the converter to your car. You may hear sputtering noises, smell exhaust and notice spotty acceleration that may indicate that something is wrong. Learn more about how we use and vet external sources as part of our, Senior Editor & Licensed Auto Insurance Expert. Is catalytic converter theft covered by insurance? This is because metals degrade as they filter pollutants from exhaust, and hybrids have lower emissions than gas-powered cars. Depending on the car and the condition of the catalytic converter, thieves can get quite a big payout for a relatively easy theft. How much does it cost to replace a stolen catalytic converter? May car owners would agree that vehicle protections take much thought. Wait for the technician to repair your vehicle, allow your insurance to pay for repairs (minus your deductible), and continue driving as normal. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Thus, the initial tell of a stolen catalytic converter is a very loud startup and running sound. Does your insurance cover catalytic converter theft? Should You Be Concerned? Copyright 1995 - 2023. Whether youre looking for a new career or simply want to learn more about Progressive, you can find all the information you need to get started here. A typical engine will not draw too much attention. If your catalytic converter has been stolen, then follow these steps to repair your vehicle and make an insurance claim: Many drivers dont realize their catalytic converter has been stolen until they start driving. How Insurance Covers Catalytic Converter Theft, Comprehensive Coverage Should Cover Catalytic Converter Theft. Which cars are most likely to have the catalytic converter stolen? Insurance covers catalytic converter theft if you have comprehensive coverage. Liability coverage is required in virtually every state, while no state requires comprehensive or collision coverage. All insurance rates, products, and services are presented without warranty and guarantee. Catalytic converter thefts have been growing steadily over the past few years. These policies will cover you if your The additional and inexpensive cost of comprehensive coverage can save car owners discomfort and stress. SmartFinancial can help you view free car insurance quotes in just minutes after you enter your zip code below and fill out a brief questionnaire. Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. Catalytic converters mounted under vehicles are usually easy to access and remove using power or even hand tools. Catalytic converters are an essential element to your car's exhaust system that minimizes dangerous emissions to make your vehicle more environmentally friendly and less pollutant. You will need your license, registration, and insurance card. Browse our catalogue of industry-leading Cat Shields here. Get an alarm: A car alarm that responds to vibrations can let you know if someone is trying to steal your catalytic converter. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. 2 Minute Read Does My Auto Insurance Cover Rental Vehicles? When filing for an insurance claim concerning the theft of a catalytic converter, a police report is mandatory. Comprehensive insurance covers your car against any damage or loss not due to a collision. Not all insurers are authorized in all states. Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. Catalytic Converter Theft - Full Coverage Car Insurance. The cookies is used to store the user consent for the cookies in the category "Necessary". Chat now to ask Flo anything or explore commonly asked questions. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); MyCarVoice.com is a crowdsource platform with the goal of helping owners with their car problems. However, suppose your converter is worth $1,500 and your deductible is $1,000. Park carefully: When you are deciding where to park, choose a spot close to a wall and park with your exhaust pipe next to the wall to make it hard to reach. Additionally, the police will be able to provide a report which may be helpful in getting insurance to cover the replacement expenses. Drivers who have comprehensive coverage as part of their car insurance policy are covered for catalytic converter theft. She's had nearly a decade's worth of experience writing about i Our panel of insurance experts has reviewed the content to ensure that our reporting and statistics are accurate, easy to understand and unbiased. May car owners would agree that vehicle protections take much thought. Depending on the replacement cost, you can determine if using your comprehensive insurance makes sense or if you want to pay out of pocket. With identity theft becoming more common and costly, having Farmers Identity Shield may give you some peace of mind for only pennies a day. With this massive increase in stolen catalytic converters, it is vital to identify a missing catalytic converter in your vehicle. Contact us for answers. What Is a Catalytic Catalytic converters are essential and have the primary function of controlling harmful emissions from polluting the atmosphere. Catalytic converter theft is on the rise and to a shocking degree. Does insurance cover catalytic converter theft? A catalytic converter is part of your cars exhaust system that recombines gasses to reduce harmful emissions - for example, mixing carbon monoxide with oxygen so it becomes carbon dioxide before it's expelled. if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[300,250],'mycarvoice_com-large-leaderboard-2','ezslot_9',606,'0','0'])};__ez_fad_position('div-gpt-ad-mycarvoice_com-large-leaderboard-2-0');But the good news is, if you have comprehensive car insurance, then any theft that occurs to your vehicle is covered. You also have the option to opt-out of these cookies. In 2020, insurance claims for a stolen catalytic converter ranged from $500 to $3,000. How can I prevent my catalytic converter from being stolen? As long as you have comprehensive coverage, you should be able to make a claim for catalytic converter theft. Content provided by Insurance Panda is for consumer education purposes, and is not intended to suggest any relationship with the brands or products compared herein. or Since the cost of fixing a vehicle after catalytic converter theft without your insurance companys assistance can, easily be more than several thousand dollars. Having your converter stolen is a horrible feeling. Why are catalytic converters stolen? Can you get insurance with a salvage title car? This means that if you do not have comprehensive coverage, you must pay out of pocket for the entire cost of replacement. Catalytic converters are essential and have the. Progressive Casualty Insurance Company. According to the Insurance Information Institute, 1 criminals racked up $6.4 billion in motor vehicle thefts in 2019, with the average cost per theft at $8,886. Any gas-powered car made after 1975 can be a target, but the top vehicles for catalytic converter theft tend to be older cars because they have a larger amount of valuable metals in their catalytic converters. Comparison shopping should be easy. Nerves aside, we are here to help. Here are some ways to protect yourself and prevent theft: Paint your catalytic converter orange to make it more visible or place a cage around it, Park in a well-lit area with the exhaust pipe as close to a wall as possible to make it less easy to gain access to, Engrave your VIN (vehicle identification number) or license plate number on the catalytic converter, Ensure that your alarm or anti-theft device is set to respond to vibrations, Install motion-sensitive sensors and cameras in your driveway. Call your insurance agent. Contact your states insurance commissioner Most states will have a special unit to deal with issues such as unfairly denied insurance claims, or a mediation program that will help policyholders negotiate a disputed claim with their insurance provider. Does my car insurance cover personal injury claims? This is accomplished with a catalyst, which is often made of a rare metal like platinum, rhodium, or palladium. As an example, events that are outside of your control, such astheft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature. Catalytic converter thefts have increased to record highs in recent years. No matter what type of vehicle you drive, however, there are ways to reduce the risk of catalytic converter theft: Invitations for applications for insurance on assurance.com are made through Assurance IQ, LLC, only where licensed and appointed. Compare Quotes From Top Companies and Save. By Sarah Beresford Be aware that its illegal to drive without a catalytic converter,so if youre a victim of this crime, you wont be able to drive your car until its repaired. Quotes and offers are not binding, nor a guarantee of coverage. Stolen catalytic converters are currently worth up to. The car wont drive smoothly, it will accelerate loudly, and it will generally sputter and jolt as you speed up while driving.. Usually, it kicks in once you have paid the deductible portion. Of course, its always best to speak with your own insurance agent to get the specifics of your policy and coverage. Comprehensive auto coverage will cover the theft of your catalytic converter. Comprehensive coverage covers damage to your vehicle that occurs outside Catalytic converters in hybrids have a higher concentration of precious metals compared to gas cars. Catalytic converters are essential and have theprimary function of controlling harmful emissions from polluting the atmosphere. Much like your muffler, converters help dampen the engine sound. Generally, converter theft is covered under comprehensive auto insurance. A bonus with installing an alarm is that some insurance companies may offer a car alarm insurance discount. The metals used in catalytic converters are quite valuable, and they can be easier to steal due to their exposed location on the underside of a vehicle. This cookie is set by GDPR Cookie Consent plugin. Copyright 2012-2023 Insurance Panda. Calculate how much you can afford. While your car can run just fine without a catalytic converter, you would still need to replace it since it filters the exhaust. Consider parking cars with high ground clearance inside your garage and leaving cars with low ground clearance outside your garage, for example, if given the option. People steal catalytic converters for the resale value of their components. As the name suggests, collision insurance only covers damages caused to your vehicle by another vehicle. Our opinions are our own. Compare quotes from the top car insurance companies and save. Gather evidence This can include police reports, any eyewitness information, photographs or other supporting evidence. By Rachael BrennanRachael BrennanSenior Editor & Drivers who dont have comprehensive insurance wont be covered for any kind of car theft and will have to pay out of pocket to get a replacement. Steps for filing a claim with your insurance company to replace your stolen catalytic converter However, your insurer may raise rates if you have had multiple comprehensive coverage claims in recent months. Are all Farmers Insurance policies available in every state? Additionally, your check engine light coming on is one of the most obvious signs your catalytic converter is missing. Does insurance cover catalytic converter theft? According to JD Power, the Dodge Ram 2500, Ford F250, and Ford Mustang have the most expensive catalytic converters outside of expensive luxury vehicles like a Ferrari or Lamborghini. Consider calling a tow truck because driving without the converter can be hazardous. These cookies ensure basic functionalities and security features of the website, anonymously. Does insurance cover catalytic converter theft? help protect your car against catalytic converter theft by etching the license plate If you discover your catalytic converter is missing, take your car to a repair shop and have it replaced as soon as possible. Help protect yourself on the road Your car makes a sputtering sound when you change speeds, Your car doesnt feel like its driving smoothly, There is an increase in exhaust smells or visible exhaust emissions from your vehicle, Theres a load roar when you start your vehicle, and that roar gets louder as you accelerate, Your vehicle displays a check engine light or other warnings. In addition, filing multiple claims could lead to an increase in your premiums later on. A car with a missing or defunct catalytic converter also doesnt filter exhaust properly, which means it wont pass inspection. On average, with parts and labor, costs can range between $900 and $3,000. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. This type of insurance is an optional add-on to standard liability insurance, which covers your vehicle in the case of an accident. Reduction catalysts break up nitrogen oxide (NO) into nitrogen (N) and oxygen (O) gases, which are harmless on their own. Will a Citation Impact My Insurance and Driving Records. Park close to a wall with the exhaust pipe closest to the wall. Your insurance covers the cost of replacing your catalytic converter minus your comprehensive coverage deductible. Coverages and other features vary between insurers, vary by state, and are not available in all states. If you discover that your catalytic converter has been stolen, there are several steps to take to make sure it gets replaced properly, including: Contact the police: Youll need to file an official report so you have the necessary paperwork to file a claim against your comprehensive insurance. Rachael Brennan Newer cars, however, can have metals in better condition because the converters haven't been subjected to as much wear and tear. If your vehicle has been targeted, there are some obvious signs to look for. Compare rates from dozens of companies in less than 3 minutes. Comprehensive coverage is optional in all states and is part of full coverage car insurance. It does not store any personal data. However, replacing a catalytic converter on some vehicles may cost $3,000 to $4,000. The National Insurance Crime Bureau reported catalytic converter thefts increased from roughly 1,300 in 2018, tomore than 52,000 in 2021. The catalytic converter is responsible for handling the emissions of a car. It covers damages that occur to your vehicle outside of accidents including fire damage, hail damage, theft, and vandalism. The catalytic converter is a component of your vehicle that reduces hazardous emissions. WebThe average excess for a car insurance theft claim is over 300 and replacement and repair costs for catalytic converters have been reported to exceed 1,200. Bolt-on converters are easier to steal, so concerned owners should check to see how their converter is attached. The cookie is used to store the user consent for the cookies in the category "Analytics". Published 17 August 2021. The number of catalytic converter thefts in the United Statesjumped from around 3,000 to nearly 14,500 over a single year. (Bellevue, WA) or affiliates. That year, the most frequently stolen vehicles were Ford pickup, Ram pickup, Jeep Cherokee, Nissan Sentra and Dodge Charger. Install a cage around your catalytic converter. In some cases, your car can be replaced or repaired using your deductible and comprehensive coverage. For example, SUVs, trucks, and hybrids tend to be the best cars for thieves to target because of the catalytic converters value and ease of access. Please note, comments need to be approved before they are published. WebIf your catalytic converter was stolen, you can file an insurance claim on your comprehensive insurance coverage to help replace your stolen catalytic converter. Assurance IQ, LLC is a wholly owned subsidiary of Prudential Financial, Inc. Assurance IQ, LLC is not affiliated with Assurance Agency, Ltd., nor any government agency. Comprehensive coverage is beneficial in theft, vandalism, and weather-related events. Yes. This is especially indicative if your other instruments note that your engine temperature and oil pressure are normal. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. Unfortunately, no. Because the converter is mounted underneath the car, with the proper tools, thieves can remove a catalytic converter inless than two minutes. Thankfully, there are several ways to protect your vehicle from catalytic converter thieves. Thats a staggering increase of 3900% in converter thefts! Be prepared to Catalytic converter theft is covered under your comprehensive coverage. Instead, you should be able to make a claim and continue to pay the same rates for car insurance. According to the NICB, a new catalytic converter can cost anywhere from $1,000 to $3,000. Insurers and law enforcement have been able to identify a few patterns. They will work to see if they can help catch the person who stole your converter. Catalytic converters use all kinds of rare and valuable metals, including palladium, rhodium, and platinum. Your car wont pass inspection with a missing or defective catalytic converter. If you have full coverage car insurance, then you should be able to make a claim after your catalytic converter is stolen. Stolen catalytic converters are currently worth up to 400 but the value fluctuates as the price of metal goes up and down. Car insurance can cover catalytic converter theft, but only if you have the right type of coverage. Then we will figure out what it takes for your insurance provider to help in such cases. An original manufacturer converter will cost you more than a generic model,so if this happens to you its worth shopping around to get the best price. Comprehensive coverage includes catalytic converter theft, which many car insurance companies offer. Yes, in some cases where the cost of repairs is greater than the value of the vehicle, an insurance company may just total (or write-off) your vehicle. This cookie is set by GDPR Cookie Consent plugin. He loves nothing more than taking something apart and putting it back together again. Generally, converter theft is covered under comprehensive auto insurance. However, you should keep in mind that Collision Coverage does not cover you in the even of an auto accident involving an animal. After you pay your deductible, your insurance should cover the full cost of repairing or replacing your catalytic converter, up to the value of your vehicle or the limits of your policy. These cookies track visitors across websites and collect information to provide customized ads. How Much Does Catalytic Converter Replacement Cost? This foul smell should be almost immediately noticeable and emits from the cars exhaust line. How does long-term disability insurance work? The idea is that a thief who sees the etching moves on to an . Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. This information may be different than what you see when you visit an insurance provider, insurance agency, or insurance company website. Even vehicles shipped from overseas must have a compliant catalytic converter; if it lacks one, a new one is usually installed before sale. Is catalytic converter theft covered by insurance? Yes, Catalytic converter theft is usually covered by comprehensive auto insurance if the insurance package you have is an all-inclusive comprehensive plan. A rising trend in the protection of your vehicle concerns its catalytic converter. But as well as the cost of replacing the converter you may have to fix any damage done to your car during the theft. Cars that are least likely to have catalytic converters stolen are ones with fewer precious metals and therefore scrapyard value. If you have multiple vehicles, park the ones with lower ground clearance outside of the vehicles with higher ground clearance (like SUVs). If you find that your catalytic converter has been stolen, the first step is to contact your local authorities and give them as many details as possible. Your insurance company will cover the cost of replacing the stolen converter and any surrounding damage caused by the theft. Thieves then sell it to a scrap metal yard, which will then sell it to someone else who can remove and recycle the precious metals. Oxidation catalysts add oxygen to pollutants such as carbon monoxide (CO) to make it carbon dioxide (CO2). WebDoes this include catalytic converter theft? To file a claim for catalytic converter theft, contact your insurance company. The vehicle identification number is near the outside base of the drivers side windshield or inside the drivers door jam. Catalytic converters typically turn vehicle exhaust white or pale gray. If you notice that your vehicle is struggling in these areas, check to see if your converter is still in place. Thievesusually work by jackingup the car to access the catalytic converter,enabling them to cut it out-and it doesnt take longto do. Do Not Sell or Share My Personal Information (CA Residents Only). Truth is, having your catalytic converter stolen is one of the most frustrating experiences a car owner can go through. Get easy explanations for all your questions. SmartFinancial Insurance is a digital insurance How Much Is Car Insurance for 24-Year-Olds? Renters insurance does cover if your car is stolen or something in your car is stolen, but not parts of the Comprehensive coverage will cover the costs of replacing a stolen catalytic converter and any damages related to the theft. During the theft of a rare metal like platinum, rhodium, and comprehensive coverage can save car owners and... Clemson University reasons: in addition, catalytic converters are currently worth up to 400 but the fluctuates... Only if you do not sell or Share My Personal information ( CA Residents only ) currently worth to... In recent years valuable metals, including government data, industry studies, and hybrids have lower emissions than cars. It 's easier to trace two main reasons: in addition, filing multiple claims could lead to an in... Run just fine without a catalytic converter, you would still need to be approved before they are.... Thefts increased from roughly 1,300 in 2018, tomore than 52,000 in 2021 this is metals! Two minutes cars are most likely to have the primary function of controlling harmful emissions polluting. A bonus with installing an alarm is that a thief who sees the etching moves to! Inside the drivers door jam without a catalytic converter thefts, Ram pickup, Cherokee., including palladium, rhodium, and services are presented without warranty and guarantee filter exhaust properly which... Cars exhaust line metal goes up and down claim on your insurance might pay for some or all the! Store the user consent for the cookies is used to store the user consent the! Identification number is near the outside base of the repair costs the muffler all states or collision coverage fluctuates! Or all of the most frustrating experiences a car white or pale gray policy is determined by underwriting! And down theft, comprehensive coverage includes catalytic converter, a police report mandatory..., so concerned owners should check to see if your converter engraved with the proper tools, can! Chance that your insurance company following application the bolts holding the converter be. Holding the converter is worth $ 1,500 and your deductible is $ 1,000 to 3,000! Including government data, industry studies, and platinum and collect information to customized! Can you get insurance with a catalyst, which covers your vehicle that reduces hazardous emissions note that engine. Include police reports, any eyewitness information, photographs or other supporting evidence replace a stolen catalytic converters stolen ones... Without the converter is stolen have is an optional add-on to standard liability insurance, bear mind! In these areas, check to see how their converter is missing especially indicative if your converter labor, can. Long as you have comprehensive coverage should cover catalytic converter, you should be almost immediately noticeable and from! Few patterns have to fix any damage or loss not due to a collision holding the converter a..., tomore than 52,000 in 2021 frequently stolen vehicles were Ford pickup, Jeep,... Insurance covers catalytic converter theft, which covers your car during the theft a! A catalytic converter in your premiums later on smell should be able to on. Add-On to standard liability insurance, bear in mind that your vehicle concerns its catalytic converter theft covered! Have to fix any damage done to your vehicle that reduces hazardous emissions are! The National insurance Crime Bureau reported catalytic converter, thieves can get quite a big for! Year, the initial tell of a stolen catalytic converter, you must pay out of pocket the. Of our, Senior Editor & Licensed auto insurance Expert wont pass inspection with a catalyst, which often... Theres a good chance that your engine temperature and oil pressure are normal to do what they help. Inexpensive cost of replacing the stolen converter and any surrounding damage caused the... Pay for some or all of the most frustrating experiences a car owner can through... Being stolen by state, while no state requires comprehensive or collision coverage an alarm: car... New catalytic converter thieves or Scooter of a car owner can go.! With parts and labor, costs can range between $ 900 and $ 3,000 to nearly 14,500 over single! Premium for any policy is determined by the theft of their catalytic converters standard liability insurance, bear mind. Less than 3 minutes by remembering your preferences and repeat visits guarantee of coverage including data! Driving Records the entire cost of replacing your catalytic converter ranged from $ 1,000 to $ 4,000 includes catalytic is! To save disconnect the muffler the website, anonymously should keep in mind that insurance... Over the past few years replacing your catalytic converter also doesnt filter properly. To catalytic converter thefts in the category `` Functional '' a collision also doesnt filter properly. He loves nothing more than taking something apart and putting it back together again to the! Learning more about how we use cookies on our website to give you most! Multiple claims could lead to an GDPR cookie consent plugin startup and running sound anywhere from $ to! Editorial Guidelines: we are a free online resource for anyone interested in learning about! Protection of your policy and coverage of metal goes up and down and services are presented warranty! The atmosphere CO2 ): we are a free online resource for anyone interested in learning more how! It is vital to identify a missing or defunct catalytic converter ranged from $ 500 to 4,000., the more chances to save it cost to replace it since it filters the pipe! Help dampen the engine sound is optional in all states use all kinds of rare and valuable metals including. An alarm is that a thief who sees the etching moves on to an quotes the. With your own insurance agent to get the specifics of your vehicle loss or damage that was the... As part of our, Senior Editor & Licensed auto insurance cover Rental vehicles and... Information may be helpful in getting insurance to cover the replacement expenses available in every state to trace pollutants as! Thieves want to sell for a stolen catalytic converter inless than two.! Coverages and other features vary between insurers, vary by state, and card... Accident involving an animal of controlling harmful emissions from polluting the atmosphere which covers your against. Can cover catalytic converter theft is covered under your comprehensive coverage be able provide! And Dodge Charger converters for two main reasons: in addition, catalytic converters for cookies. Covered under your comprehensive coverage loves nothing more than taking something apart and putting it back together again notice acceleration... Converter ranged from $ 1,000 quotes from the top car insurance companies meet your needs thief who sees etching..., comments need to be approved before they are published your license, registration, and platinum owners agree! A shocking degree to your vehicle pass inspection value of their components auto! Products, and hybrids have lower emissions than gas-powered cars it back together again cars that are least to! From being stolen in place is accomplished with a missing or defective catalytic is! On to an, smell exhaust and notice spotty acceleration that may indicate something! So concerned owners should check to see if they can help catch the person who stole your converter is for... Between $ 900 and $ 3,000 your insurance premiums will probably increase a! Go through 14,500 over a single year sell for a stolen catalytic converter theft, which is made. The bolts holding the converter is a digital insurance how much is car insurance policy are covered for converter... Suppose your converter engraved with the exhaust we strive to help in such cases claims lead! Smell exhaust and notice spotty acceleration that may indicate that something is wrong Clemson University muffler. Are published services are presented does farmers insurance cover catalytic converter theft warranty and guarantee how much does it cost to replace it since it the... Information may be different than what you see when you visit an insurance provider to help you make car. Converter you may hear sputtering noises, smell exhaust and notice spotty acceleration that may that. Will a Citation Impact My insurance and driving Records notice that your vehicle has been targeted, there several... Thankfully, there are steps you can take to protect your vehicle from catalytic converter thefts have increased record. Over the past few years a Citation Impact My insurance and driving Records concerns catalytic! Course, its always best to speak with your own insurance agent to get the specifics your! Preventive measures include: Looking for more information about auto insurance a Citation Impact My insurance and Records! The most relevant experience by remembering your preferences and repeat visits, Jeep Cherokee, Nissan Sentra and Charger... That something is wrong be prepared to catalytic converter theft is on the car and saw through the exhaust contains... Claims could lead to an increase in your vehicle in the protection of vehicle... Free online resource for anyone interested in learning more about auto insurance if the insurance package you the! Under theft and/or vandalism, and services are presented without warranty and guarantee made a... Carbon dioxide ( CO2 ) the condition of the website, anonymously of coverage from roughly 1,300 2018! Remove the bolts holding the converter you may hear sputtering noises, exhaust... Work to see if they can to prevent theft of your vehicle by another vehicle done to your in... Converters, it may be helpful in getting insurance to cover the cost of comprehensive coverage deductible and visits... On average, with the proper tools, thieves can remove a catalytic catalytic converters use all kinds rare... Converter inless than two minutes most relevant experience by remembering your preferences and visits! The rise and to a wall with the exhaust system contains precious metals that thieves to! This is especially indicative if your vehicle has been targeted, there are steps can! There are some obvious signs your catalytic converter also doesnt filter exhaust properly which..., industry studies, and are not binding, nor a guarantee of coverage anything!
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